Run the neighborhood tab — the fiao — digitally
The fiao is the corner store's oldest payment method: let a trusted regular put it on the tab and settle later. Colmado keeps that tab as an exact, append-only ledger — every charge and payment recorded, the balance always right.
- The fiao tab is an append-only ledger — charges and payments are recorded, never overwritten.
- The running balance is always exact: it's the fold over every entry.
- Set an optional credit limit per customer.
- Settle up any time; the tab reopens for the next run.
- Confianza, made digital — the same trust, now with a clean record.
Confianza with a record
Running a tab on paper means a smudged notebook and arguments about what was owed. Colmado keeps the fiao as an append-only ledger: each charge and each payment is its own entry, the balance is computed from the entries (never edited by hand), and both sides can see exactly where the tab stands. The trust stays; the guesswork goes.
How a tab gets used
A regular checks out and chooses to put the order on their tab; the balance goes up by the order total. When they pay — all of it or part — that's a payment entry and the balance comes down. An optional per-customer credit limit lets you cap how far a tab can run before it has to be settled.
Frequently asked
- Can the balance ever be wrong or edited?
- No. The balance is computed as the sum of every entry on the tab; entries are append-only, so the running total can't drift from the history.
- Can I limit how much a customer can put on their tab?
- Yes — each tab can carry an optional credit limit, so a tab can only run up to the amount you trust before it has to be settled.
Talk to Colmado
Tell us about your shop and what you want to sell or deliver, and we’ll get you set up. Email hello@colmado.click.